This is one of the finest resources available for improving your real estate smarts and skills, provided you use it effectively.The mechanics of pre-foreclosure varies from state to state.

Making erroneous declarations about the mechanisms creating the savings, and subsequently what their actual effect is on the savings, is something I would categorize as 'misleading' at best.So, while good on you for saving yourself a healthy chunk of money, don't be surprised when people challenge you on the assertion that it's coming from the tooth fairy leaving it under your pillow.

Anything mechanical you can avoid is a plus.Buy used appliances a couple of years old at 1/3 the cost of new and have spares to swap out when there is a problem.

Agents can set you up on searches on the MLS and you can refine your search from those auto emails. 

I suggest getting on hot sheets so properties that meet your criteria are auto emailed each day.

I've never made an insurance claim except for 1 auto claim.Thanks,Jeremy

You could hire a locksmith to disable the locking mechanism.

Not worth it.the one advantage I have is I can do all the work myself with a few good mechanics to assist.   

Sub 2 million generally Advance Auto parts or an Auto Zone seem to be a good fit.

Insurance, worker's comp, fuel, depreciation, auto loans, business loans if present, material & material waste, labor, advertising, etc.