They advertise 100% cash to close with only $3000.00 down.You need no experience, they perform no credit check, and the only interview I had with them were to answer some questions like “Do you want financial freedom?”

Small bank or Credit Union (Portfolio lender)? 

We have separate bank accounts and credit cards so for us there is no need for any additional software etc.

How do I pull a credit report on a borrower from a note that I own?

What is your DTI -debt to income ratio, credit score, and LTV right now? 

We've had issues with our GC being late as well as performing poor quality of work on our initial deals.

A few recommendations:- "E-Myth Revisited" by Michael Gerber (this will have you working on your business instead of in your business)- "Rich Dad, Poor Dad" by Robert Kiyosaki and Sharon Lechter (this provides a more foundational perspective on money)- "Cashflow Quadrant" by Robert Kiyosaki (further builds on the "Rich Dad, Poor Dad" foundation)- "Set for Life" by Scott Trench- "Long-Distance Real Estate Investing" by David Greene- "The Book on Managing Rental Properties' by Brandon Turner and Heather Turner- "The Miracle Morning" by Hal Elrod-"HOLD" by Gary Keller (geared toward SFR)-"The ABCs of Real Estate Investing" by Ken McElroy (geared toward commercial investing)"Multi-Family Millions" by David Lyndahl (This is on my list of "To-Reads".

The prospective tenant says his credit is not good due to a divorce and would like to show it to me using credit karma rather then me doing a hard inquiry.. he also asked instead of doing 1st last and security to just doing 1st and last.

So of the tenant makes 150,000 and has 750 credit score you don’t have to take a tenant making 50,000 and has a 590 score.Basically the easiest way to do it is Exiting tenant (tenant one) pays the rent until the entering tenant (tenant two) has a move in date.

It is in very poor condition, full of trash and therefore inhabitable.I've seen other similar properties that are habitable and on the market for the same price.