If you don't you're probably hanging batts from below anyway.Batts don't always work well if you have a complicated structure with angles or varying spacing. 

Also, there are several other guidelines you'll have to meet that can vary with different types of loans so you'll definitely want to speak with an experienced loan officer to get an idea of what you'll need to make it work.

Landlord often pays that herer, though it varies.

The options account varied up and down throughout but the annualized number is calculated the same as the REI.

WC Insurance varies by state.

@Eric Jackson I'm varying degrees of active in some of the groups - I'm actually missing one of the weekly lunches right now because of work on a rehab that's nearly done.  

(middle of month, varying dates and locations)

The level of work I put forth for a client will vary greatly as to whether they are using me exclusively or whether they are using multiple Realtors.If someone is using multiple Realtors, the only work I will typically put forth for them is if I see a property in think will work for them, then I will send it to them for consideration.

My understanding is the requirements vary state by state.Real estate agents do have potential for high income, but it's also challenging to establish yourself and it's a sales based business that will probably require some nights and weekends.  

Ballpark estimate is $170 per sf, but it varies a lot.