In some states, (mine is one) you lose homestead protection, fair market value protection, and other protections and priveleges given to non-hoa homeowners.

If prices are going down just because prices are generally going down and buyers are feeling spooked, that's one thing.But if it is depreciating because the drug dealers are moving into the neighborhood and all the factories have closed and there is no living wage work, then that is a different situation entirely.Also, when you are running your figures, remember that the dollar loses perchasing power over time.

This means that for every $2 over $100,000 of adjusted gross income you will lose $1 off the $25,000 deductible amount.

Anyone with earned income (or an existing IRA) can open a self-directed IRA (SDI) and invest in real estate, loans secured by RE, business ventures, and many other vehicles.

My Quote of the Day: "If you are investing with scared money, you will probably lose it!"

Otherwise, you risk having the deal unwound and losing what you've put into it.

They are now losing them.

Cubs lose in Game 5.

(You can lose it too.)

That leaves people with even less cash and capital (and by surprise, no less), especially those of us who use helocs to further our business ventures.