Friends, family, relatives, credit cards, hard money, there are a lot of options for you do use for zero down strategies.

Does that include all the credit card payments (like monthly statement that may include all the utilities n expenses?)

If you have credit cards or car loans those are different.

Books: (The one thing) ( subtle art of not giving a F**k) (the four agreements) (how to win friends and influence people) ( Think and grow rich) all great starts.

For each of my properties I have a separate bank account, checks, and a debit card.

I’m not saying you won’t win, but just getting out of the lease might be the “win” you get.

So that might be the avenue that the sons get to that shows them they are not in trouble but have a big win fall coming. now we have helped a few times like this were the kids were addicts and could not do anything and we were able to petition the court to get standing and help these folks through it.. but we had to pay our attorney and then the resale has to be approved by the judge there is some delta to be had.. but it certainly not going to be as described above which any judge would look at as unconscionable profit. 

and cards.

Make it so that everyone wins.

@Rami Holzman  Covered above, no lender is going to do that as they'll require a personal guarantee from you.Best bet is to open a few secured credit cards, pay them on time and in a year you should have a decent credit score.