With commercial loans using community banks I've seen they usually want to see skin in the game.

You cannot survive in real estate with a skin this thin.

The buyer needs to have some skin in the game (unless the purchase price is WAY under market). 

Also, you have to develop some thick skin as some of these owners are in a bad mood. 

You have to have skin in the project. 

You'd spend more time trying to land 100% financing than you would putting 10-15% down and knocking the deal out with some skin in the game, and walking away 60-90 days later with some profit.

My dad always taught me - "Trust but verify"I trust rentometer- as well as the PMs, but I figured I'd also check with someone with some skin in the game as well.I would appreciate the market research

Again, those costs are what I would spend and you may be looking at $145k.My finishes for that would be quartz counter tops, new kitchen cabinets, new GE or better appliances, wood floors (not to exceed $5 per SF in material costs) in most of home (possibly do carpet in kids bedrooms to save), tile shower for master bath, tile floors in all baths, tub shower with tile on walls in guest/hall bath, sand texture stucco, average 30 year shingles for roof, etc.

They have more skin in the game then you do.Make sure you get clear title.

-All new hardwood floors upstairs and down-Gut one bathroom and add a second-New tile in bathrooms and kitchen + backsplash-Exterior work including sanding and painting-Walls hopefully don't need a gut, but they do have a weird texture and I'm hoping to do some skimcoating-All new interior and exterior doors and hardware-New kitchen ($3,000 worth of ikea cabinets)-All new light fixtures and appliances-Finished basement (this is the biggest ?