Fannie and Freddie are not in the business of financing other businesses the goal is to promote home ownership.

The costs are for labor, material but are not accompanied by invoices, receipts or anything that can be verified.  

So i started down a path of reading and investigating success and happiness material and have been very pleased with my progress in that realm.  

Also, any material of potential flyers, mailings, etc. 

Go through those materials and then you can ask more specific questions.

There are the big box stores (HD, Lowes, Floor & Decor) where you will find middle of the road materials at middle of the road prices, then there are the higher end producers (Sugatsune, Andersen, Geberit) that you buy direct from the manufacturer.

Budget can be $10-20/hr plus materials. 

I don't promote that for anyone. 

He charged $350-400 on an average window, labor and materials included.

Depends on the quality sometimes cheap materials are used and can have foundation settling issues, also difficult to find the builder for warranty fixes.