About me - According to Stessa, my wife and I currently have a real estate investment portfolio valued at $*,***,*** leveraged at $*,***,*** debt (I’m pretty sure Fannie/Freddie will stop loaning to us pretty soon!)

Commercial loans and insurance anyway. 

I helped clients secure this off-market new construction house-hacking deal in Wisconsin What made you interested in investing in this type of deal?

NEGATIVE cash flow.Note: The home is already 100% furnished, so there is no need to buy furniture.Appreciation and Loan Pay-Down:I would offer $550k as the purchase price.

Check in with @Joseph Chiofalo for construction loans or construction to permanent financing.

We put down 20% and have a 30 year fixed rate loan for the balance.

Here is how I see it:Private Money Lenders:Companies: These companies give loans based on the value of the property and the borrower's financial situation.Individuals: Wealthy individuals usually care most about the property and the borrower's experience.

Is it because you makes lots of money and want to invest the money into a relatively secure asset that will appreciate, pays you dividend and provide tax benefit?

As you may well know you need the down payment, net worth equal to loan amount and cash for monthly expenses for generally 9-12 months. 

Also open to any creative ideas around loans with less than 7% rate for a 2nd property. (20% down)https://www.zillow.com/homedetails/4-Fifth-Avenue-York-ME-03...