What I'm generally looking for is for a filter or some software that can produce a true list of "For Sale By Owner" leads. 

that works.. when you get a lead send them straight to the lender to get qualified once they are sell it to them.. same as any other transaction..

There is a concern that since the house was built in 1968 that lead based paint was used- and the house has been on and off the market due to price revisions since 2014.

You need to know your audience for your product type to know how to market them, reach them, and what message to send.One way to get rid of other wholesalers quick is ask for proof of funds with a bank statement within the last 30 days in their name.

That can lead to opportunities and exposure you may not have had otherwise.

I also have a LARGE number of leads on short sales, thousands of them in Cuyahoga county.

I'm ready to buy another and I'm literally getting no leads from either broker.

As standard practice there is also a lead based paint disclosure if the home was built before 1978.  

Someone who leads with, “I’m a disabled veteran” is likely trying to get some concession from you.This really goes for any population....but in your case it was a disabled veteran.

(Truth in Lending Act)  I would think you are, the correct answer to the first point leads to the creditor definition.A "creditor" under TILA is an entity or person who extends consumer credit with a finance charge more than once in a 12 month period, which you likely do.