Due to lackluster service and better pricing elsewhere, I did so with a different lender.Since then, I've learned about the concept early payoff recapture, and, not wanting to cause any problems for my previous lender, I inquired about the recapture period on the previous loan.  

I am offering my services to anyone that needs them in order to gain some insight into the business.

I am working on improving my methods for analyzing prospective rental properties to determine cash flow.  

They 5 are: Character (reliability, integrity), Capacity (sufficient income or cash flow to service the debt), Capital (the borrower's net worth or how much of their own money they put into the deal), Collateral (the value of the assets that secure the debt), and Conditions (the borrower's situation and the state of the economy or local real estate market).

Scavenger is a trash pick-up service.

Does anyone know of a reliable service provider that will go out to a property address and take photos for you and give a market analysis for that particular neighborhood?

Since the weather in Chicagoland is nearly identical to MKE area, maybe 1 degree warmer average annual temp if that, I'd certainly assume that any property that has electric service also has a gas line running to it, unless you're in a rural area where they'll often have a big propane tank sitting outside someplace.

Maybe I'm wrong in this, but when I look at most opportunities, I ask myself if I could male the debt service payments if the property was 100% vacant.

I'm a newish I investor in Fort Worth, TX area looking for a project manager that offers and end-to-end renovation service.

Thats going to improve your chances.