In CA, there is no limit on the number of brokered loans you can make, but no loan can exceed 10% of your net worth, exclusive of your home.Loan Seniority – Unless you can afford to be wiped out on occasion (you can’t) or have enough money to pay off a 1st(you don’t), then don’t make 2nd position loans. 1stPosition Only.

.: I am focused on increasing my earnings and savings.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

@Robert S. also, take plenty of photos/videos to document everything, and keep all receipts...you will probably need those items if you go to file claims with insurers/the home warranty company, etc.Unfortunately, in my experience, getting home builders/warranty companies to take ownership of problems like this is often more trouble than it's worth...your mileage may vary....

It's worth way more today and it cashflows!

If a buyer is offered a 2-1 buydown (starting at 5.25%, increasing to 6.25% and then to 7.25%) with all closing costs covered except for $3,000 (to be paid by the buyer) on new construction through the seller's preferred lender, and signs the purchase contract in April 2024, the house will be completed by the end of September 2024.

I was able to increase my monthly income rate of $1800 to $2300.

Is it worth the effort? 

If someone refuses to allow us to copy an ID so the police can have a lead to go on when our bodies are found in a ravine off of I4, then it's not worth the risk for us to show the house. 

This reduces the amount of debt you owe and increases your net worth.