In my opinion a Medical Dr. goes to school for a lot of years.

Since you're travelling from city to city throughout the season, I would encourage you to try to find a way to use that to your advantage.

@Karyn TapleyMost traveling salesmen back in the 1900 would sell snake oil call Hadacol.Joe Gore

I also love traveling.

We were talking with my in-laws (Brother and Sister) who live there about purchasing a duplex to live in at retirement to allow us to take equity from our primary homes to help fund retirement and travel like crazy.

Tenants don't like to jockey for parking or have strangers parking in front of their home.There are always people wanting to move out of apartment complexes and if you are on the street that they travel they will spot your SFH offering.

Like many of you, I drive all over the state looking at properties, so I am flexible in my travels to meet with you when I am in your town.

Medical billing...we have a young lady my wife uses with good computer skills that currently has 20 offices under contract.

Agents can usually be fairly quick and efficent and not infringe on travel plans too much.

If the reason was just poor money management, it might be 4 years to get a 90% LTV mortgage, if it was due to medical bills or something beyond your control it might be 2 years.