If you have sufficient liquidity, you should look into a local lender or a credit union that can give you 85-90% LTV albeit at a higher rate.

Your choice, not sure how much the repair was on the main

., good choice.  

While 3-5 years ago they wouldn't have a problem doing so since the collateral was sufficient.  

If you're under, you should have a choice. 

If I had the choice for around the same price, I would use real barn board.Home depot recently started selling a weathered looking rough pine board at more reasonable prices, I'm planning on using that on a flip in the next few weeks.

So I need help with knowing how to make the better choice.

Hi Mike, If you have  signs of water damage - check your attic, see if your roof is leaking, or if you don't have sufficient ventilation of the roof.

I recently attended the Lifestyles unlimited seminar (2 day seminar) here in Houston,Tx and soon realized that as a self-employed woman that does not show sufficient income that leverage is going to be very problematic.

Is it a choice based on one's market, class of properties or is that generally the case?...