It's that lightbulb moment where you realize that even after paying the surcharge to pay a mortgage with a card, you still earn positive cashback, making your net interest rate on your mortgage effectively a negative percentage.  8% cashback - 3.5% pay by card surcharge = 4.5% free money, and considering my mortgage interest rate is 2.75, that effectively means I pay no mortgage interest and still earn 1.75% free cashback.And the best part is that this passive cashback is generally speaking not treated as taxable income.

Should I call the borrower, the lender or Special Servicer?

I came across an existing note for sale from a private lender liquidating their portfolio.  

Similar to consumer direct mortgages. 

Welcome, I'm a lender out of Boca!

It makes common area insurance more expensive, it can affect the availability of mortgage financing, and it significantly increases the association's administrative responsibilities.

This will give you an easier barrier to entry in purchasing an investment property as you can get a mortgage with his little is 3.5% down. 

I cannot speak for all banks/lenders but in most cases this is how it is processed.The main question would be how are you going to show your income to purchase the new primary home.

What your looking for is private information - unless owners/lenders want to volunteer it, you won't find it anywhere.

I've basically paid the mortgage on this property for a year with no rental income and a ton of expenses.The other properties had their own set of issues (the IN tenants trashed the property) but this KS property was so stressful, a headache, a hassle, such a financial loss, and I've just felt lied to the whole time I want to sell all of them and get away from it.The IN house has been on the market for 76 days (since this is the first property ready to sell, KS prop.