She would need very little down and some of that could be a gift from someone.

We usually hang shower curtains, add throw rugs, hangers and gift bags with tissue paper, a plant and door mat at the front door and lots of air fresheners.

@Joe Kasprzyk so, to be clear, you are offering to teach your gift of selling water to a well to any professional in REI who will accept?

Believe IRS regs will require the loan to be documented, at a fair market rate and have regular payments, so as not to be classified as a gift and subject to IRS gift regs. 

My 4 year old owns a 4 plex (gift in trust from her great grama) but she uses a PM as she isn't ready to handle it yet... she wanted to paint it purple and put a horse in the back yard.

If I want to help, it's a gift, never a loan.

When I gave birthday gifts to friends, they were handmade instead of store-bought.

I give a gift card at Christmas time of 5 dollars everytime the rent is paid on time. 30 dollars =6 months on time.

Our "all-stars" receive special benefits such as having their unit upgraded first when we do upgrades, special requests are more often accommodated, and occasionally we give them a special thank you gift.

Coming in as a partial or full owner before death would probably invoke gift taxes.