Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Melanie, what are the risks with using a factor as a lender on a fix & flip?

As long as the lender is licensed in that state they can do the FHA loan.

Here are options I have been thinking of:- One 30 year mortgage for both properties then pay out of pocket or hard/private money to rehab, -Private money to pay cash for both and cover rehab-Regular mortgage on one and private on the other-Private money to cover down payment 30 year mortgage and rehabThank you.

The only problem was that I couldn't buy it in my own name (a complicated story, but there was no way for the underwriter to write for the property to be put in my name as the buyer) so i created an LLC with my father and I as managing members and got the funding for it through a hard money lender.

You chose your lender and you can also choose to find a new one, although it may cost you the deal and your earnest money. 

I have equity in both of my properties that I can leverage against if necessary, but I'm wondering how I would go about finding private lenders to discuss options.

I was told by a lender that it is possible to qualify for first-time homebuyer grants/assistance due to him still be a FTHM and still using my income to assist with the home purchase.

But, at least there is time for you to have some plan B moves and still own the property, because when the lender calls a note due, it doesn't happen over night.

I had never thought of refinancing it with another lender