Our thought is, we live near several clinics in the Hudson area, why not try to rent by the room to medical-type students looking for housing during clinical rotations?

The problem is their credit is low in 500's so they are having a difficult time with the applications at many rentals.The backstory is husband is a 10+ year Marine veteran injured in Iraq who retired due to those injuries and his wife had cancer the Military hospital was unable to care for his wife so to save her they took out massive loans for the medical bills.My heart is hurting for this great family and I’m trying my best to help.

(when I was trying to find the links for them, I also found that it is also home to a quirky medical museum as well). 

We have no problem with them exercising their religious freedom; we just have a problem with when they do it.

Irrelevant except to your overall cost basis unless you later don't exercise your Option and close the purchase. 

There are several other areas I can recommend that are at good price points, affordable dues, and offer guest-access to the amenities like a pool or exercise room, etc.

I have an almost 3 year old, been a stay at home mom and before that owned an adult medical day care with family that was sold in 2017.  

I'll also need to know market specifics like what amenities stand out, average occupancy, permitting, contractors, neighborhoods, inward migration, medical districts, and travel points of interest.

You could however rent it out for about a year then that would qualify it so long as the next property you purchase you intend to use for investment.Even if you don't qualify for the primary residence exemption, there are a few exemptions for the amount time you have to live there (if you have to move for work, medical reasons, you're active military).

I received a change in medication and started taking my diet seriously again.