I don't think students need anymore cabinet space than what's there now.The vertical structure at the end of the counter was the screen for the frig but I hope to move the wire hanging down (next to yellow shop light cord) over to the wall to the left and install new receptacle for the frig. 

I am one half of an Ohio based company (Smith&Dahl Holdings, Inc.) and am looking to connect with anyone who's interests align with mine.  

Given that you have a significant time left on the loan and the rate would drop significantly, it makes a lot of sense for you to refinance.

There is nowhere left to develop south of the George Bush.  

If your goals align with mine, then lets connect!

My husband and I have left our successful medical device sales positions to take our lives and careers to the next level.

The "rental loan" funded by the hedge fund is as low as 6.25-6.5% (can't remember exactly).After refinancing with the wrapable loan and selling I have about $4,000 left in one property after closing costs and realtor commissions and am receiving about $490/month for 20 years.  3 months after the sale my buyers paid $5,475 EXTRA in one month so now I have $1,475 more back from the deal than I ever put in it, except my loan guarantee, and have residual income for perhaps 17-18 years (due to the recent big pay down) of $490/month.I have another house I'm selling the same way with owner financing with a potential buyer with $50K down. 

Also unrelated after the down payment I will have about 22k left over from my 1031 that I will either receive back and pay 15% taxes on.

"You'll only pay 5-6% in interest" They left out the part where that was for a 4 or 5 month loan.

Your landlord headaches will get left outside with the 15 points of return you find yourself light each year.