Welll, Rick, that's a good idea to follow Ken's advice.I seriously doubt you'll find an independent mortgage originator that is compliant, you might find one who thinks they are, but if your note blows up later on, you'll find out.You should get with Ken about MH financing, I don't say that very often about folks on the  internet, so take that for what it's worth, and it's worth a lot!

By the way I assist real estate investors with due diligence needed to purchase tax sale, estate, pre-foreclosure and REO properties. 

I manage my portfolio I have staff and capabilities to assist owners in the rental market as well.

I'm assuming you buy cash because you have a lender that assists you in doing that?

The unfortunate thing is, far too many unqualified and unknowledgeable people keep perpetuating this crap here and elsewhere on the internet. 

I do wonder if they're able to do anything beyond what a savvy person with an internet connection can handle on their own, however.

My medical condition really kind of made get into this site originally looking for something to do that is flexible.This gives me the opportunity to tell Maria to be cautious of things that are told on the Internet and many of them do emotional sales.  

This is YOUR business.If you're having trouble then seek out a licensed assistant position with a top agent so you can learn this business.

I'm totally reliant on the expertise available on the internet; Scott Meyers, Mark Helm, SSA, ISS, etc.

Searching on the internet it looks like 8% is extremely conservative.