options to get out of hard money

[Lorenzo Smith]

I have a property I purchased nice 3/2 bed 2 car finished basement. I used hard money with a 9 month period to pay of the note I had it under contract twice in which I wasted a lot of time and money just sitting on the market it ARV came in at $68000, the balance on the note is 40k interest only I have this property cash flowing 925/month. the bank has given me time to figure this out as well ofered me more money for new purchases .Credit not quite where it needs to be to refi but close if there is any one in the BP community that has advice or willing to partner with me on this deal to share the income I welcome you. Please hit me up.