For example, I just blew insulation into the dividing wall of a side by side 2 unit house.

Good luck. :)I totally get it and in this case it works for us because we already have the loan closed on our next house we are moving into and it's not a VA loan.

I’m not trying to meet the 100 hour requirement as that requires me to time log every vendor that has worked on the house.

My cash Refi at 60% LTV would be $105k which would leave 8450 investment in house.... keeping house as is not adding bath is Cash on Cash Return of 7%.3/2 would be...Total investment for this option is $138,450- $2150/monthly or $25,800/annual with all annual expenses totaling $17,344 with positive cash flow of $6652 (70% CoC Return) .My Cash Refi at 60% LTV would be $129k which would leave a $9,450k investment in house.. adding a new bath would be a Cash on Cash Return of 70%. 

The three best strategies for house hacking right now in 2021 in Denver:1) Rent By Room - buy a large house (5+ bedrooms/3+ Bathrooms) and live in the master room and rent out all the other bedrooms.

I have a conventional 30 year loan on the old house(lived there for 2+ years) and private loan on the new one for now.

I got my bill for my house in Lake Oswego from Safeco which I had had for years and it was always around 2k to 2.3 k  i get the bill its 6k.. i call my agent and told him no way.. and he hunted around and found me something maybe 500 cheaper .. so I thought I have a aaa card I know they sell insurance and are reputable.. walk in there 1800 bucks done and I have full  basement ( which is rare on a new home in Oregon) and they gave me a much higher insurance amount if my sump pump fails.. bottom line shop.u

My husband and I did get a quote and tried to use it to renegotiate the price of the house.

Currently interested in house-hacking a duplex in Springfield.

I'm just curious...I'm here in CA, and with the cost of housing, I'm always wondering if my home is too large and if I should be finding other ways to invest my money, such as buying rental property (2 town homes instead of a house for example) and moving into a house later.