You can entice the owner by paying a higher interest rate because of the small balance The difference between paying the owner 5% and 10% is only $20/month (for 3 years).  

Moderators Note: Self promotion is not allowed in the forums outside Market Place.

As for earning the money, consider overtime, a second job, side gigs, selling some of your stuff, asking for a promotion, or finding a higher paying job.

I literally see people promoting all these systems and $5,000 courses, etc.

2) Land trusts are one of the most over promoted and overused tools in REI. 3) Maryland does not recognize land trusts, the gurus like to leave out pertinent facts like that.

The objective is to entice, plant tracking cookies, gather your information, and sell it...the information is just the bait. 

I know this sounds very promotional but we enjoy building our network and helping people out that are new to the area. 

Anywho, AR Code, chapter 42, Sub 1, under definitions defines acting as a broker for someone as:(10) "Principal broker" means an individual expecting to act or acting for another for a fee, commission, or other consideration who:(A) Sells, exchanges, purchases, rents, or leases real estate;(B) Offers to sell, exchange, purchase, rent, or lease real estate;(C) Negotiates, offers, attempts, or agrees to negotiate the sale, exchange, purchase, rent, or lease of real estate;(D) Lists, offers, attempts, or agrees to list real estate for sale, lease, or exchange;(E) Auctions, offers, attempts, or agrees to auction real estate, or participates in a real estate auction;(F) Buys, sells, or assigns or offers to buy, sell, or assign or otherwise deals in options on real estate or improvements to real estate;(G) Collects, offers, attempts, or agrees to collect rent for the use of real estate;(H) Advertises or holds himself or herself out as being engaged in the business of buying, selling, exchanging, renting, or leasing real estate;(I) Assists or directs in the procuring of prospects calculated to result in the sale, exchange, lease, or rent of real estate;(J) Assists or directs in the negotiation of any transaction calculated or intended to result in the sale, exchange, lease, or rent of real estate;(K) Engages in the business of charging an advance fee in connection with any contract whereby he or she undertakes to promote the sale or lease of real estate either through its listing in a publication issued for such a purpose or for referral of information concerning the real estate to brokers, or both; or(L) Performs any of the acts described in this subdivision (10) as an employee of or on behalf of the owner of, or any person who has an interest in, real estate;

I see it as being a great place for people who work here for 3 years and then are going to move to a new job and get promoted.

You know this business is not as easy as some promote!