I tell them the conversation I had once with my ex father in-law; he didn't believe in credit or credit cards, and couldn't understand why, when they went out of town, he couldn't just walk up to a rental car company, and plop down full cash, say $500.00 for a weeks rental, as they still wanted a credit card.

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Conversely, the higher the Preferred Return the less important the accuracy of the comps or projected sales price.

What's the best way to go about this phone conversation?

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I have been a member for about a year now and find some great conversations and especially the Podcast and Blog post.I have a few properties as well as a great team in the Phoneix area and am always looking to connect with others, as you never know how or when our paths will cross.Hope you find this site as informative as I have, Dave

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Here are a few recommendations for you:Find and connect with other BP members that are in your area http://www.biggerpockets.com/meet Set up keyword alerts to be notified of the topics that interest you http://www.biggerpockets.com/alertsIf you wish to tag someone in the conversation on the forum, type @ followed by their name and then select that person below.

I posted here before of my painful experience dealing with CitiMortgage for my condo conversion refinance in San Francisco.I just signed closing papers yesterday for another property my husband and I just purchased (also in SF), and am still in awe of how painless the financing process was.

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