We've been locked into 3.875% since Labor Day which is a great rate, but let's face it, if there's a better one, I'd like it to be adjusted for better cash flow.

(face palm emoji)Thank you BP!  

If your looking for partners your best bet is to meet and speak with people face to face. www.Meetup.com to find all the meetings.Best,David B

I need to make that first impression stick before they meet my baby face in person.

They will naturally give you something that's bare bones to make it easy for them to weasel out of.

Hello Everybody, This is my very first post on BP so bare with me if I dont understand some terms in the replies that I get from this question.

These sweatshops that only do VA IRRRLs will have a better interest rate than anyone doing purchase mortgages because their operating expenses are so low - VA IRRRLs are barely underwritten, no appraisal, no income calculation, no verification of savings, credit report optional (only time you are likely to be able to borrow $500k without a credit pull!)

I E 40 to 70 bucks a foot to buy one.. can't barely build them for that including land and soft and hard costs.

Account Closed I think this post does a disservice to any new agent reading it, because it will keep them from taking action right now with what they have available.All you need to start is your 2 legs, and some flyers that can be printed by a title company or lender, the ability to face fears, and the willingness to put in a lot of work every day knocking on doors to introduce yourself and talk to as many strangers as possible. 

@Sean Dolan a lot of people buy those motivated seller leads to send letters or postcards to them (which cost money too) or to call them (which cost time, and time = money).So if you can advertise to those same seller leads via Facebook so they see your message and your brand and/or your face for less than what it costs to send them a letter or postcard, then why not?