Hi Aaron,Yes my debt is a mix of CC and 2 car payments which id like to payoff as it would clear up $700 a month for me.I absolutely would like to be pre approved before I start seriously looking at a house and the property analystist is a big concern for me because I’m so new I’m affriad of messing up my first deal so I will absolutely be diving in deeper on the subject 

I like this advice I would further add that in that scenario I would use an FHA 3.5% down program so you keep as much of the 90k liquid. you cant count on refi.. 

I do not know where to get started at all. how to i even go about getting it approved?

Can anyone compare and contrast SETH vs USDA?Can either one work if a home only accepts cash or conventional loans?

No programs to buy. 

Right now I’m about as ‘out of state’ as I can be, and my property manager really handles everything and just messages me for approvals or a Docusign on a new lease agreement.You’re not there.

I am an agent and have limited experience in Property Management.Some of her requests include the following (Tenant and LL verbally agreed already):Tenant will do all the cleaning and cover the costs before move-inTenant may make home improvements upon LL final approval and city permits3 Month Security DepositI did some digging on BiggerPockets. 

@Phillip Tamez if you can get approved for the financing, it could be good to get yourself into a northeast side multi and get that BAH building equity for you. 

I received an approval for $75,000 HELOC  at 5.6% for the first year.

Can I apply for hard money using the information for a potential deal that I have not yet made an offer to see if I will be approved for the requested amount, or do you have to be already entered into a contract of said property in order to get approved?