I have also had situations like this in the past where it ended up blowing over in larger buildings.

I just wanted to try doing the devil's advocate to see if someone thought something different.

The next practical step you can take is to find someone in your market who has house hacked before or is currently house hacking and see what they advocate in terms of who to work with.

I'm originally from Miami, FL - where the real estate market is truly a mind-blowing place, and only getting more expensive so I figured Indianapolis, for many reasons would be a better place to start my real estate investment journey. 

These are the items that can blow up on you to $50,000 to $200,000. 

Not to play devil's advocate but how do I know that they're not just giving me their buddy's numbers? 

An agent will actually be your advocate.

Let's play devil's advocate and suppose rates go to 6% or heck even 8%, would you have wished you taken the money at 5%?

Image starts the conversation but your knowledge carries the conversation.Now with that out of the way I'm not saying blow everything on fancy shoes and nice cars for the initial impression, all I am saying is just be presentable and look sharp!

It will equally blow your mind.