NOI is simply your profit and loss statement which doesn’t include reserves since reserves aren’t an actual expense.

I have decided to sell my place at a potential loss.

As the U.S. bond market unravels over the next 40 years due to loss of confidence in U.S.

Well because foreclosures, tax liens, job losses, all these people in these kinds of circumstances, do not want to sell their house, they want to keep their house. 

Hey Liz,As a loan officer who has completed more than 2,200 loans in Minnesota, I can assure you that attorneys are completely unnecessary, and expensive in Residential Real Estate in MN. 

Once you factor that in, your small loss is actually a bigger loss once you need to do any repairs or upkeep. 

- How much loss to lease is there?

It can be tricky managing properties in East Cleveland, but I don't think it's that much different than managing properties in C and D neighborhoods, it's just a bit more tricky with getting contractors over there, but I'm working on a listing in East Cleveland and had a contractor do a bunch of work on the property and didn't have any issues.Another issue with East Cleveland is they have point of sales, but Cleveland is going to start doing that soon, but definitely adds unnecessary costs when margins are everything.  

Insurance protects both you and the lender from potential losses due to damage or liability issues.

Real estate activities are typically considered passive activities, and the IRS restricts passive losses to offsetting only passive income.