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Updated 3 months ago on . Most recent reply
![Orlando Glez-Jorge's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2055556/1694567368-avatar-orlandog27.jpg?twic=v1/output=image/cover=128x128&v=2)
Loan on uninsured investment property
Is it possible to get a loans on a paid off investment property that does not have homeowners insurance?
If it is, please name the lender that does it?
thank you in advance for your answer
Most Popular Reply
![Earl White's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1793541/1697202541-avatar-earlw31.jpg?twic=v1/output=image/crop=917x917@0x9/cover=128x128&v=2)
I highly doubt any institutional lender, big or small, will provide a loan without insurance. It is a written requirement in every mortgage I've ever seen. Also - you probably wouldn't want to close on the property without insurance as you would also lack protection.
What is the reason you can't secure insurance? The better question is to figure out how to get insurance and resolving the reason that is preventing it.