There is no urban creep, because there simply can't be.These are great communities, and each one has it's own flavor (and regulations).

Do yourself a flavor flav and get a hipster property today.

Also, I’m going to focus on FNMA guidelines as opposed to FHLMC – there are subtle differences, and in some circumstances a FHLMC loan might fit your situation better, so be sure to consult your Loan Officer.FNMA has 2 distinct sets of guidelines.

Insurance can be arranged with an additional insured, but property coverage for a tenant is not covered under an owner's policy.There are risks to either as an equitable interest may be established and any eviction process could turn into a judicial foreclosure as no non-judicial process is usually not recited in any security agreement and if such were used, it would take on the flavor of an installment contract.IMO, it's best to go the simple conventional route, use a lease and give a seperate option to buy without any fluff, it just isn't needed if the real intent is to sell and you have at least an almost qualified buyer. :)

Use your skilled marketing technique in a subtle way.

The great ones will use subtle negotiation techniques both on you and the counter party, but the objective of those techniques is still to close the deal.P.S.

The differences between state laws can be subtle to very dramatic.

Subtle I know, but there is case law saying application fees are a no no.This administrative fee terminology was blessed supposedly by multiple attorneys and Coakley's office.In a different approach I have heard several arguments that you could use a service such as SmartMoves to have the tenants basically buy their own report and provide you access.  

If you buy inner city, you couldn't find a street without criminals of some sort or flavor on it.  

Essential oils like citrus or satsuma in a very subtle amount works for me.