@Marcus CathrenI agree about time value of money - it actually should be considered in every investment but everyone focuses on ROI since it is more simplistic. 

To prove my point, let's take a simplistic view of the closing table;On one side of the table we have the seller with a deed to a free & clear property.

I found two that do what I am looking for but not in my area: - Simplistics- PropertyShark

(kind of a simplistic breakdown, but hopefully you understand what i'm trying to say).My opinion, anyway.

Bottom line is you need $$ to cover all these expenses...... you either borrow it at the lowest interest rate possible or you raise it by selling something or getting a partner with capital....... simplistic summary but its the basic situationThis would be how I look at it....ok so I borrow some $$ and it gets me out of the immediate crisis.....but I have to pay that back and it does NOTHING for my reserves for the next issue...... and there will be more issues....when and how much is unknown.

Simplistically, a valuation is a measure of how much a specific property (the “subject property”) is worth.

No doubt Jon, it was just for a simplistic example.

I realize there are sellers who have issues, but the whole process seems too simplistic.

Simplistically, talk to multiple property managers about what types, configurations, locations and rent ranges that will attract the tenant pool you want to target .

From what I understand (to put in simplistic terms):Lenders (could be banks, financial institutions, private people) lend money to borrowers for purchasing properties.