No, month to month pricing should be at a premium for the shorter term flexibility.

I am charging a slight premium over the list price of the house to lock in the price 2 years in the future and giving him 3 options to pay the fee for the option to buy.Option 1: 3.5% Payment for the option to purchase the property within the next 2 years.

This could indicate a premium market with potentially higher profit margins on flips.Housing Structures: Zip code 13224 shows a high number of multi-family structures, particularly those with more than 50 units, suggesting a potentially saturated rental market or a demand for apartment living.Market Outlook Combined with Google Search Data:13224: Witnessing a notable 53.7% surge in median sale prices for 4-bedroom homes and a 19.7% uptick for 5+ bedrooms reflects a buoyant market for larger residences.

They need the insurance declaration pages (1-2 pages showing the annual premium and the insurance agency contact info), property tax bill, and mortgage statement. 

The very few builds that have sold that even come remotely close have sold for a fairly nice premium. 

An additional benefit of a detailed engineering-based Cost Segregation Study is that it can increase potential insurance premium savings as well as provides support for the property tax appeals process.

At the end of it, they get a brand new house with lowest insurance premium and lowest maintenance cost so to them it's no brainer.

They’ve taken payments for premiums and not bound the policies, and let the policies lapse without my knowledge.

Maybe let them go MTM but let them know they will pay a small premium 

This is a new construction house and the builder is selling at a premium, but the price appeared to be highly inflated.