You can of course choose to pay the fine at the end of the year, but, in my humble opinion, paying to get nothing is kinda foolish...

Become/stay humble - you don't need the latest and greatest if you know you have the means to get those things but you would rather build your wealth.

The Brunswick and surrounding Portland area is a little nutty right now and I feel ridiculously Humbled and Lucky to have chanced into the deal I'm getting...despite there being an overwhelming amount of updates to make. : )@David Marshall Thanks for the heads up!...

As long as they have an account to login into you should be fine in my humble opinion. 

I would suggest right outside Houston: Spring, Katy, Humble, Pasadena, Friendswood, Cypress I am buying my first multi in Old town Katy, because it is way less volatile than Houston but close enough for folks to drive out there.I would consider Baytown right now, there is $500M going into steelworks soon and all the labor force is going to need somewhere to live.

Humbling, slightly humiliating, kind of like watching a pretty girl lift more than you, which happens in my world.  

I had a friend that bought a house for the three years he was there and sold it but he used his fathers money and they got what they paid in the end so only lost on the realtor fees.If you look at the numbers you are giving they couldn't afford property management costs which only makes it viable for the few years you are there so in my humble opinion unless you can come up with a better deal it's not worth it.

I would humbly submit your numbers would actually look closer to:Rent = 1,600/monthVacancy = $100/monthTaxes = $300/monthMaintenance = $300/month (typicaly 1% to 3% of value)Utilities = $100/monthInsurance = $70/monthOther cost = 50/month_______________________Net income (before interest expense) = 680/monthMortgage interest expense = $750/month_______________________Net income after interst expense = -$70Of course those are numbers just shooting from the hip.

I would just like to say first off, thank you everyone from the founder to my fellow newcomers; especially everyone in between, for what you have here. Now to give you a little info about me, in this, an about me ...

In my humble opinion, you'd be wasting your time to retrofit a digital slr with an old lens.