Plus the money is at your fingertips whenever you need it without having to pay high closing costs to refinance and having to go through the hassle and paperwork of applying for a refi every time you need cash.For me and my direction of investing, a line of credit works better than a loan.

hey Dave welcome to the site. all the things you stated you're looking for are literally right at your fingertips. congrats and good luck

But the facts sometimes aren't available at your fingertips so I'm hoping to assist and open to feedback. 

  :)You touched on a great resource at your fingertips...a HELOC. 

Great site with a wealth of knowledge at your fingertips.

I've actually lost feeling in my finger tips from being on a computer the past year, no really big deal,  I'm also getting a pain in the elbow as well, as they say, suck it up, no pain no gain.Perhaps that might be why I don't type with wine and roses, just a few hundred more words that new, sensitive, folks expect being coddled as the babes entering the business world think they are entitled to. 

I have to protect these soft and supple fingertips for typing on the keyboard you see...3.

This is an amazing place with so much knowledge and experience at your fingertips.  

As you can see there is a wealth of knowledge that is here, all at your fingertips!  

Also, a TON of research I see people talking on these forums is at my fingertips with the MLS.