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2 February 2022 | 14 replies
Yea I've browsed through a lot of posts on everyone's experience with different platforms such as REINation, RenttoRetirement, Roofstock, etc.
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8 November 2021 | 11 replies
@Eric Lee Nation I did ins claims in another life for 14 years - I do not recommend that EVER as someone's employment but I did learn a few things.Here's 2 things agents or no one will tell you -- your Replacement value (RV) on the house is JUICED up way higher than what's realistic -- however you have a relatively inexpensive house so it's not much of an issue - but typically the reason they juice the RV is to get your wind/hail deductible higher -- typically 1%, 2%, 3%, 5% of RV is what your wind/hail deductible will be even if you had a $1k or whatever other deductible they offer for any other peril -- so follow me for a minute - you bought a rental for $150k -- they've juiced the replacement cost to $250k the most likely loss in KS or the midwest in general is going to be wind/hail --- the math actuarial nerds do this so the casino or the ins company in this case has the upper hand -- do the math what a 2% or 3% deductible on a $250k house will be -- I have a commercial building insd for over a million -- the lowest wind/hail ded they will give me is 5% -- the only reason I have ins at this point is I'm required to -- the wind hail coverage is worthless to me with as high as the deductible is.Anyways with that out of the way - ask your agent if you have a 3% option - at that RCV cost they figured of $99k that wouldnt be much different than the $2500 all perils coverage you have now -- Also I'd wager as someone mentioned dropping the med payments to others coverage -- it probably wont make a bit of difference in your policy cost -- I could be wrong - but I'd guess $25-50 dollars a year -- your coverage is the price it is due to the perceived wind/hail risk the company is putting on KS.I'm with Big Red and have been for a # of years -- your price to insure that house is on par with what I get from them for that replacement cost -- though i think State Farms game is a bit different they really jack up the Replacement cost so I have higher wind/hail deductibles -- I'd make out good if the house burnt down or a tornado destroyed it - but for a hail claim there wouldnt be much there.
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31 October 2021 | 1 reply
I know, it’s rude of me to do such a thing, but had no better idea what to do.Well, the thing is that the guy owes to his bank thousands of dollars as he kept depositing money to various online casinos.
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17 November 2021 | 9 replies
I don’t have any property in particular in mind yet just have been browsing Zillow!
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1 January 2022 | 2 replies
I have been browsing the most popular real estate mentors online.
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7 January 2022 | 7 replies
For starters start browsing other posts that are similar to yours there are a lot out there.
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29 January 2022 | 0 replies
I was browsing through Zillow and I saw a house that had sat on the market for a long time in my area.
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31 January 2022 | 1 reply
Browse this forum, and you will see 20+ of tax professionals specializing in real estate, answering questions.
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19 July 2021 | 2 replies
Just minutes away you have Gulfstream Casino, the racetrack, and Aventura Shopping Mall.
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14 May 2021 | 45 replies
Because when you will seriously learn about them (and not by only browsing this forum for generic information), you will definitely not make that kind of broad statements anymore.