Just an assumption as no one seems to know what the terms of the agreement are.

“They kind of tend to use the term on the assumption that everybody already knew what it meant.”'

Hi I am 20+ years a broker and past investor into lease options and assumptions. 

A landlord does not need to provide a reasonable accommodation for an emotional support animal when:The property is an owner-occupied building with four or fewer unitsThe property is a single-family home sold or rented by the owner without the use of an agentThe emotional support animal poses a risk to the health or safety of other people, or a risk of substantial damage to property (but this risk must be specific to the animal and cannot be based solely on assumptions about the animal’s breed)"Definitely have a chat with a local attorney to ensure your local laws apply, nonetheless since its an owner occupant, it sounds like you have some recourse to deny this request. 

--So, S8 doesn't solve everything and has its own challengesRead more below (copy & paste):Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

My wife called and they said they would actually let her assume the loan somehow, just a $900 assumption fee and closing costs.

You are correct in your first assumption, the end goal is for client referrals. 

Once that amount is adjusted you'll have a loan payment updated based off of the rate and terms of the loan. 2) In you long-term expense estimates I don't see any assumptions for property management (7-10%), repairs/maintenance (7-10%), and vacancy (5%) so I would re-run your estimates based off of new expenses.

They make assumptions that are incorrect, and then hold those assumptions.All the bestGino

Where can I see the other 55 properties that you mentioned that are on the active market that are eligible for a loan Assumption?