However the lower the asset class you do end up with a tenant base with a less stable work history, lower credit score, more accounts in collections & a more "colorful" criminal record.

@Mary M.Found myself writing a book in response to this, but the long and short of it is, it's clear you're absolutely right, and Matthew is right, too. The

There is so much more that goes into a person than simple skin color.

They just recently updated it too. The

My thought is that 40 year will allow you to get into these properties easier, since payment is lower which in turn allows for cash flow.. then maybe down the line you could refinance into a shorter loan.Just some thoughts, i'd like to hear others thoughts too. the 40 year would drive up speculation for investment property for sure, this is why I personally think FM should not open the floodgates of 40YFRM for rental property.

Is concrete ok with the aesthetics or would the property benefit form the pop of color a composite deck might bring 

Used nice finishes and appliances/ nuetral colors What was the outcome?

They come in some benzoyl peroxide resistant darker colors which means I have had to throw away a lot less from staining.

We changed the color and it looks great!

We also remove garbage disposals those break a lot too and no extra rent is gotten for that too.  The