After several years investing as an accredited investor, I’m moving to building my own portfolio of SFH and small multi-family that I control and add tax and passive income benefits for additional investing.

This could mean higher monthly payments or even the need to bring additional cash to the table.It's a tough situation because these kinds of deals, especially ones from 2021, are facing what we call the “kiss of death.”

But if you took a HELOC, which tends to have relatively high interest rates, your blended rate (the average of what you're paying on your mortgage plus the rate on the HELOC) would likely be in the same range as today's mortgage rate.You'd also only be renting out one unit, but by selling it might allow you to get more than one additional unit and still grow your portfolio. 

additionally did you hit the budget for the rehab on the nail with your estimates?

These are professionals with additional training and a stricter code of ethics.

An assumed mortgage that is 2-3-4 years into the payment schedule, has the additional incentive of a greater percentage of their initial payments paying down a greater principal portion. 

I explained how that was not true by state law and provided them with a blank seller's disclosure form they could use.

Decide on pricing with contractors before any additional work is done.

Can you provide me your investor presentation?   

And there ARE mentorship programs out there that don't provide you to other students, so make sure to ask!