I know it is not possible to get the mortgage balance without permission/info from the borrower.I also know you can get a rough estimate by pulling the mortgage doc from public records, lookup the prevailing interest ...

Usually, people respond and ask for more details because of the various potential outcomes based on (among other items) collateral value, outstanding balance, and historical performance.My expertise in is valuing non-performing notes, where I have acquired (either directly or through a Fund) $900MM+ in NPN's secured by everything from small SFR's to $100MM commercial real estate assets.For my own portfolio acquisitions I have developed a model that, with a few simple inputs, shows you the main scenarios and your anticipated profits (given a purchase price).

With the taxes being $400 of that monthly payment, the $100-266 that could be applied to the P&I and outstanding balance (whether you forgive arrears or not) would put the loan out past 40 years at 5% if not further.

If you want to avoid paying a premium, stay away from the big companies with big fleets of trucks and a lot of employees. 

@Jaysen Medhurst outstanding.

I have the response for payoff request and watershed said that there aren't any outstanding bills.

I use James' service personally and he has been outstanding.

Gather these documents and go over them with a fine tooth comb.Your numbers look something like this..net income: $66,000down payment (25% down @ $600,000): $150,000ROI: 44%That is an outstanding return.

However, since I didn't know the card existed, much less that there was an outstanding balance, the delinquent charges plummeted my credit score down to around 600 -- beneath the minimum threshold for a 203k loan.

I have subscribed to online service that provides the what is owed and equity but it doesn't give much detail information about owner's additional loans.I want to make sure whatever the information I have about the equity and outstanding loan is correct and owner don't have any additional loans against the equity.