Enron, Lehman Brothers, WorldCom, General Motors, Citibank, Washington Mutual all went bankrupt, and the list goes on and on. 

It will be beneficial for me to play around with excel and create a mock expenditure.

Which ever is the most beneficial is the one I do first. 

It’s a mutually beneficial strategy.

I will leave you with this one thought, contractors and investors tend to be at war with each other quite often but much like everything in life, if both can understand what each one needs, the Investor a decent price and the contractor a job that pays enough to live off of, then a mutual relationship can be made for the best of everyone!

I would like to purchase a property in the next 6 months.Would it be beneficial to apply for a 2nd credit card to increase my overall credit limit and add some history to my file or would that hurt me? 

Is looking at foreclosed properties beneficial as well as looking for pre foreclosure?

I like the prospect of house hacking on this next one and that could be beneficial.

If you can find a house hack, it would be tremendously beneficial.

Mostly in TX - They use a related entity called NY Mutual (https://nymutual.com/) to interact with investments.