Hey @Andrew Pryor, You definitely have some options...I have an entire novel I could write here on ways to make this work.

I gain occupancy at the end of the month, and looking to begin on some of these projects then.I am a newborn when it comes to the real estate world, but I am trying to retain all the knowledge possible to become successful in this space - building a team, what type of real estate to enter, loan buying options and experience, location location location, you name it.

When there are options, unless your place is extremely special, the only way you can compete is on price.

What other insurance options do I have to protect myself from liability?

Your best option is to go to local RE meetups.

Your options on how you can structure this depends on the state and how many doors you have at the multifam.

Your only option is do the work yourself or hire a GC.

Another option may be to tell them what you just said and that their 3 month delay has cost you a lot in rates and that they need to take off $ to make the deal fit your numbers so you can close... 

75%LTV + 15% seller but still 10% down so not much different than what Erik said besides 5% seller difference.Asking the good questions, as there are creative options out there! 

@Tom JordanHere's a start: 1. start a buyer's list (or use existing from company)2. various forums3. daisy chain with a wholesaler to tap into their buyers4. reach out to brokers who sold similar property in the greater area5. reach out to owners who have similar property in the area (particularly recent buyers)If the commercial space is < the residential space and there is no more than 4 units total, this could be a good option for an FHA/conventional buyer.