I've been interested in REI since college and now I feel like I'm finally in a position to make my first big move.

Read "The Millionare Next Door", more millionares drive 10 year old cars than fly jets, that's how they got to be millionares and stay that way ;)Finally, agree that in your situation house hacking is a great way to get into your 1st property. 1-4 units that needs work, will cash flow, yet in a great neighborhood of single family homes, that you can get a great deal on and add value to.

[I like Lima One's loan products for its low loan amount but the rate is fairly high when you finally get it weeks into the transaction and process pretty slow so this new lender was a great find. ]  I am happy to share the lender's info- DM me if interested.  

We finally moved in the house June of last year. 

I have budded a lot of times on the same property but never sold, but finally I received an email that the property is going to be sold for sure but they increased the starting bid very close to the market value of the house.

I have Horrible credit (580) and just finished going through a long ( 2 year long) home loan modification, witch was finally approved and finalized.  

Finally, no baths on the 2nd floor, where all the BR's are would be a non-starter for me.

Finally, define how this new strategy will impact your wealth building. 

I am nearly over the finish line and this semester I am working on my final capstone, a 50 page report and presentation that will get me to graduation.

Hi Everyone,I've been lurking on the site for a few months now and wanted to finally introduce myself to the community.