We get this problem all the time when the warm water flows downward and causes the steam and smelly odor to rise.One of the most-common odor problems in bathroom is the overflow holes in bathroom sinks fill up with slimy crap and when using warm water the odor rises and is horrible.

The owner of the landscaping company always gave us a hard time about cleaning up after ourselves and made it clear to avoid creating any tripping hazzards because his insurance premiums would skyrocket if anyone got hurt.

There’s no secret formula out there, you will find it near impossible to cash flow with these rates almost anywhere in the greater dmv, you can put more down, you can eat negative cash flow, you can invest in another market (I like the eastern shore, though even there you are probably breaking even at best) or you can put your money in a different asset class, the market decides your return’s for the most part, not you. 

@Christopher MooneyHere’s my take …Looking at the book in the NOI section:     Cash flow after taxes = Cash flow before taxes – Income TaxIf by “Net Income” you mean “Cash flow after taxes”, we can restate the formula as     Net Income = Cash flow before taxes – Income TaxThe formula applies at both the portfolio level and the individual property level.Since you have taxes of $3,000 at the portfolio level, and if you know the “Cash flow before taxes” at the portfolio level, you can determine the portfolio “Net Income”.If you knew the “Income taxes” and “Cash flow before taxes” for each individual property, you could calculate “Net Income” for each."

Are most lenders looking at my W-2 history and DTI to determine whether I qualify for the refinance or is it more based on the asset and/or its cash flow?

Your financing method is important, as interest rates will significantly impact your cash flow. 

In Fall 2022 I bought a 3/2 (half of a duplex) in a neighborhood that’s in the early stages of up and coming, my thought was to get a rental to break even or lightly cash flow and appreciate over time as the neighborhood improved.

Normally this would be an automatic no, but these particular tenants are by far the best we've ever had and unbelievably clean.

Cash flow is possible in most areas, plus appreciation potential where you go.

Here is what numbers look like when I move out: Negative cash flow but1.