The referral fee (as they are calling it and not a kickback) doesn't go directly to the lender, but the parent company who owns the lending arm. 

But because you're combining the two you'll want to be very careful to treat everything like an arms length endeavor. 

I was stiff-armed, and the seller refuses to come down from his asking price and his 2% CCA/1% Repair cap. 

If the home was purchased in an arms length transaction they will reduce the property value to the sales price.   

So I was thinking about applying that same mentality to this situation, and find creative means to press-forward when so many of my competitors are likely stopping or halting, due to the pandemic.From a safety perspective, to emphasize social distancing, I was going to propose that either the current owners do a video walkthrough via a live video call with us, or that they let us get the keys to allow us to do the walkthrough alone. 

Hi @Jay Shah,The CO is required by the city and is typically geared towards safety issues (fire alarms, graspable railings, functioning windows, etc.) and while they will flag serious issues they find, it should not be considered a thorough inspection like one would get performed by a 3rd party inspection service. 

Another thing to consider...The safety of properties bought at 70% ARV that are positive cashflowing, providing enormous tax write offs..And cost you a mortgage payment of maybe $350/month to maintain..Are NOT that risky.

Self-Directed IRA investment transactions involving real estate must all be arm's length transactions.

Property managers are also another great relationship to have, because of course as the folks managing these apartment buildings they will have firsthand knowledge of an entire portfolio of apartments, and some will even have a brokerage arm that will assist in the sale. 

The first credit union I called said it would need to be a commercial loan at 15Y ARM.