Thanks @Russell Brazil.

@Russell Brazil certainly took the defensive to my post and is missing my point.

My dad is the type that wants to hit a homerun every time in Real Estate, sometimes it drives me nuts because I talk to him about a good deal I find and he brushes it off.

@Russell Brazil - I've noticed with DC they don't have to provide information regarding pre-foreclosures, although when driving around, you can tell certain houses/neighborhoods need the help.

Thanks @Russell Brazil@Matt M.

I have to agree with @Russell Brazil.

my wife and I are both new to the investor life currently working a deal on our first income property in new Hampshire  but we are both car nuts so here is he current (it changes often) fleet. 04 ford f350 diesel- used for pulling the am per and is marked to take on landlord duty once we close. 01 audi s4- my weekend go fast toy 04 audi a4 -my wife daily duty car 91 Mazda miata- the wife's weekend toy All cars are modifies to our liking or are in the process.

It doesn't.There are all kinds of consumers out there.Some people would think what I make ( six figures per deal ) is nuts.

Well I just lost a long reply, but in a nut shell, with all due respect Ken, Some of your comments seem to be rhetoric and I suggest people research this for themselves and not take in the assumptions and claims mentioned to influence law makers.I happen to know a little bit about costing mortgage originations and while you will have basic fixed costs, few expenses are related to the dollar amount, so saying a 25K loan can not be on the same regulatory table as a 250K loan is incorrect.

They seem to have a "settling-in" period of a few weeks or a month where they drive you nuts.