I didn't join the military largely because I wanted to be able to carve my own path and also be paid a competitive salary as military doctors are capped at a little over $100,000 a year(whereas in the private sector as a psychiatrist I can make 200k-400k if I really hustle and don't mind moving to find a high paying job), but not having any debt is huge.

So read books on the topic, go to networking events where you can meet HML's and private lenders, reach out to friends and family, get a HELOC on your primary if you have one, get a loan from either your 401k (if you work) or from your life insurance (if you have one.)

Generally private money. 

At the renewal date or if they are month to month you can usually give notice and make changes.

Or is this more accurate: (or do I soul have this wrong)He used 52000 from a private loan, but paid 2K in closing then refinanced to get rid of that private loan and is now on a conventional loan.Why did we assume 5.5 percent?

If you all haven't noticed yet, there is a TON of noise about breaking away from the OTA's, that they are a threat to our businesses and we are all eroding our own markets by selling on price. 

You don't need to be connected to borrow private money, you just need to know where to look.

It wasn’t until this point that I noticed that I wwould not be able to buy it with a loan, but I was still determined.

I have noticed that they are super hard to find and was wondering if anybody has some tips to locate them.  

Hey Alex,I have over a year of experience managing a real estate investment company, I am also a licensed realtor, and licensed home improvement contractor.I would be happy to hear what you're looking for and see if I can help you out.Shoot me a private message if you want to chatBest,Ryan