It costs me insurance and about $600 in taxes each year.

Do market research, use real estate tools, account for hidden costs, and build a good team to meet your goal.

We welcome any suggestions or insights you may have Additionally, if anyone has information on the approximate cost of building a duplex and triplex in California, we would greatly appreciate your input.To provide context, neighboring properties in our area offer insights into the local housing market.

If so what is your cost to build per sq. ft.?

While it does add extra time and cost, I think it's worth it to have a more finished looking project 

House hacking it for a year or so, could allow you to build up extra funds for a future down payment, furnishings, and other costs. 

Utilize the 121 Exemption: Use the $250k (single) or $500k (married) tax exemption after renting for two years to supplement long-term care costs.3.

Black cabinet hardware and changing to a black sink to match the other appliances would look nice though and wouldn't cost much

The biggest concern they are having is over dramatically increasing costs...not so much with rate, but with items like taxes and insurance.

We have a great house we'd love to get but we cannot quite get the down and closing costs right now.