It seems like you have carefully made decisions to expand your portfolio.

What I also did though was give the borrower a PFS and information that showed I could pay this loan and had the ability to pay the loan whether it was generating income or generating no income. 

@Victor Hernandez- It's always a tough decision. 

That is all really helpful information.

Thanks for the informative replies!

I appreciate the information; this give us a lot of insight and direction.

@Chris Seveney - the seller has not made a decision.

Just to be informed what are the best type of referrals mortgage lenders look for or want?

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I never had to do it but I would assume you could just cash the money in a bank if they asked pre-closing.4) If you're considering reaching out for more information, feel free to let me know.Lastly, regarding the policy with Mass Mutual (or NW Mutual too), it may not be advisable to use them for your intended purpose.