With the National Flood Insurance Program set to expire tomorrow, the coastal areas are going to have re-sale issues if this bill is not extended. 

I maybe could see a part timer doing it, that person who has a full time W2 job, and is an MLO on the side, and is an insurance agent, and is 3 other things -- that guy might.As someone doing this for a living, however...

Just a few months ago I referred a family to a house FSBO on craigslist, I was their interpreter, homeowner did all the paperwork, family bought the house, owner texted me thanking me and sent me a handsome gift check which I was not expecting at all, It's always been my pleasure helping ppl).Thanks again.

I already have some competitive options for 20% down and 15% down with mortgage insurance. 

@Brunno Goncalves I would say I am sorry to hear about your damage and that you hope they are able to find the responsible person for this damage but unfortunately since you were not there you have no way of knowing who may have caused this.If you really feel generous or bad about this damage you could say that "If you can't find the guilty party you would be willing to chip in on the cost of their deductible" That way they claim it on their insurance instead of trying to sue you.

The older established home owners don't want apartments, but I think it's only going increase there property value.

Asset protection is insurance against litigation and is mostly about making the target smaller (hard to find, because is not impossible) and unattractive (hard to collect).Not a lawyer, nor CPA, so due diligence required. 

OVERVIEW Listing 109,900 Purchase 106,000 Down Payment 26,500 Closing Costs 12,393 Cash Needed 38,893 Loan Amount 79,500 Annual Taxes 4,444 CASH FLOW Mo Annual Income 1,480 17,760 Unit 1 800 9,600 Unit 2 680 8,160 OpEx 441 5,290 Homeowners 70 840 Vacancy 74 888 Property Management 89 1,066 Maintenance 74 888 CapEx 74 888 Utilities 60 720 NOI 1,039 12,470 Loan 435 5,220 Taxes 370 4,444 Cash Flow 234 2,806 ANNUAL METRICS Cash on Cash 7.2% Cap Rate 11.8% Payback Period (Yrs) 14

He would contact home-owners that had loans originally with these banks, and work with the home owner to contact the mortgage-servicer to negotiate a much lower balance because they did not have the original note.

Are there any special exceptions listed in your owners title insurance policy concerning this land?