I have two tenants that over 6 years have needed 1 repair every 2-3 years (microwave, garage door opener, and an occasional appliance repair) other than that I never hear from them.

My sense is that I have probably run across quasi-private (small company lenders, possibly backed by hedge funds or private equity cos) who will do higher LTV.I personally am not comfortable taking on high LTVs at this phase of the market so I dismissed them out of hand and didn’t even save their info, and I hesitate to even post something which isn’t specific/helpful, but I do feel that they are probably out there if you look hard enough.But I’d also caution you to read the loan terms carefully because my sense when I have occasionally run across these companies that will do higher LTV is that they were pretty sophisticated, so you would want to be careful in dealing with them to know what you are agreeing to.As I think about it more I think some of those lenders/programs were oriented to make loans to mainly experienced investors and rehabbers, so if you are relatively new to the game you might not fit into their profile.I wish I could give you specific companies (I think one might’ve been based out of Connecticut) but again I am relatively conservative when it comes to leverage so I didn’t bother to save the info.

I am open to any area in the Denver metro, but the areas I have zeroed in on are Littleton and Arvada, where I have OCCASIONALLY seen such homes on Zillow/Realtor.com.

I've also looked at roofstock.com and bestplaces.com data, though it occasionally differs from BLS and Census info.

Just let him know you are interested and keep in touch occasionally.  

It'd be mostly for personal use, but would consider renting it out occasionally to help offset costs. 

Occasionally there will be wholesale properties that have a decent margin but most of the time they're bid to absurd prices.

Meeting is normally on Thursday nights, occasionally on Tuesdays, and some full day Saturday seminars.

There is some risk with this approach as occasionally you will run into issues during the rehabs and your projects will run over budget. 

The typical minimum loan amount with most lenders is $100,000 and occasionally I have a investor at $75,000.