Video is key in boosting results5.

But, there's no miracle that's going to make a dramatic adjustment to your regular (job) taxable income.

What I like about that is that it could be done on the same credit report, instead of multiple reports which dings a few points.As far as counting rental income to boost your debt to income (DTI) ratio, I've been told that they cannot count projected income, only actual income which usually means that the income must be on TWO tax returns.

My rentals problems decreased dramatically when I started to insist on minimum 2 year leases.

Prices are falling dramatically as is evidenced by your sellers willingness to sell $55,000 below that appraised value.

Ninety-five percent of the time that you can buy a single family home for 10K you have to know that you are in a dramatically oversupplied city.

Note that some things cause a dramatic adjustment.

What type of repairs were done to boost that ARV?

You can also go interest only the first two years and boost further by a couple hundred basis points.Typical down is 25%.An equity play is buying more of a value add property to turn around where you can refi at the new value and suck your down payment back out and maybe more.Cash flow only plays can have an equity component even if not value add when the cap rate compresses in the marketplace.

With HML you may not get much more money back than DFE (due to higher financing costs from 2 closing + holding costs), but you will have less cash in the deal which can boost your return substantially.If you don't know any HMLs, do a new forum post asking other BP members in New Jersey about them.